Worker compensation benefits cover medical expenses, lost wages, and other losses related to an injury at the workplace. However, the amount and duration of your benefits may depend on the type and degree of your disability. In general, there are two categories of disability: partial and total.
Here, we will clarify the difference between partial and total disability and the steps to claim benefits in case of an injury.
Partial Disability vs. Total Disability: Understanding the Difference
Partial and total disability are two categories that affect your eligibility and amount of compensation benefits. Partial disability means that you can still work, but not as much as you did before your injury.
Total disability means that you cannot work at all because of your injury. The types and rates of benefits for each category vary depending on the state and the nature and duration of your disability.
Applying for Worker Compensation Benefits
The steps in applying for worker compensation may vary depending on the state and the nature of your injury or illness. However, in general, you should follow these steps:
- Report your injury or illness and follow instructions on how to file the worker compensation claim.
- Get immediate medical assistance after an injury. Also, you should keep a record of all medical records concerning your injury or illness.
- File your claim form with your employer or the insurance company within the time limit specified by your state. You may need to provide additional information evidence to back up your claim, such as witness statements, photos, or medical reports.
- Wait for a decision from the insurance company or the state agency that handles workers’ compensation claims. You will start receiving your benefits if your worker compensation claim is approved. If your claim is denied or modified, you can appeal the decision with the help of a workers’ compensation lawyer.
If you have any questions or concerns about your claim, contact your state workers’ compensation program or a workers’ compensation lawyer for more information and guidance.
Contact a Workers’ Compensation Lawyer at The Krolikowski Law Firm
Partial and total disability are crucial topics to understand when applying for workers’ compensation benefits. They can determine how much and how long you can receive compensation benefits and your rights and obligations as an injured worker.
Proving your disability and claiming your benefits can be challenging and complex, especially if your employer or the insurance company disputes your case. That is why you need the help of a qualified and experienced personal injury lawyer who helps protect your rights and interests.
Our personal injury lawyer in Santa Ana will help you appeal a denial or modify your benefits if necessary. If you have sustained an injury at work, contact The Krolikowski Law Firm today for a free consultation and evaluation of your case.