According to the Safer Trucking Report, California ranks second among the top 10 states for truck crash fatalities. Statistics show that 168,308 large trucks were involved in fatal and non-fatal collisions in 2023, and 74,048 were injured in these accidents.
Needless to say, accidents involving semi and large trucks are devastating. They can result in immediate deaths or leave victims in passenger cars with life-threatening injuries. In such a situation, it is best to consult and hire an experienced Los Angeles truck accident attorney. An truck accident attorney can help pursue compensation beyond insurance limits in truck accidents. Read on to find out more.
Why Are Truck Accidents in Los Angeles Complex?
Truck accident cases in LA are typically more complex than passenger car accident claims due to several key factors:
- Involves multiple liable parties: The trucking industry involves various entities responsible for truck operations, any of which could share fault for the accident.
- Extensive evidence: Regulations require detailed documentation and other evidence to determine accident causes and liability.
- Severe injuries: Due to their size and weight, collisions with large commercial trucks often result in more significant harm to other vehicle occupants.
- Financial repercussions: Victims frequently face substantial financial losses, including future damages that might not be fully evident during legal proceedings.
Truck Insurance And Stealthy Tactics Insurance Companies Use to Devalue Claims
Commercial truck companies are required by federal/state laws to maintain significant insurance coverage to handle potential damages from accidents. However, even with these substantial policies, they may not always provide adequate compensation. Here are some reasons for that:
Expense May Exceed Coverage
For instance, trucks carrying non-hazardous cargo must carry liability insurance ranging from $750,000 to $5,000,000, depending on their weight and cargo type. Despite these high limits, severe accidents can lead to damages that surpass these thresholds. In such cases, victims may face expenses exceeding the available insurance coverage.
Insurance Companies May Rely On Stealthy Tactics To Limit Their Liability
Insurance companies employ tactics such as quick; lowball settlement offers to exploit victims’ immediate financial needs and uncertainty about their injuries’ full extent. They may dispute liability, conduct surveillance to find inconsistencies, scrutinize medical records for pre-existing conditions, and use delay tactics to pressure claimants into accepting inadequate settlements. Some insurers offer quick settlements in exchange for waivers that prevent further legal action. Victims of truck accidents need vigilant legal representation to counter these tactics, ensuring they receive fair compensation for their injuries and losses.
How Can An Experienced Los Angeles Truck Accident Attorney Help Pursue Compensation Beyond Insurance Limits?
If you’re a truck accident victim in LA, contact a lawyer for legal assistance. A seasoned Los Angeles truck accident attorney can help you pursue compensation beyond insurance limits by leveraging their knowledge and resources:
Identifying Liable Parties
They thoroughly investigate the accident to identify all potentially liable parties beyond the truck driver and insurer. This may include the trucking company, maintenance contractors, parts manufacturers, or other entities involved in the truck’s operation.
Assessing True Damages
They accurately assess the full extent of your damages, including medical expenses, lost income, future medical needs, pain and suffering, and other losses. This ensures that your claim reflects the comprehensive impact of the accident.
Negotiating with Insurers
Armed with solid evidence and a detailed understanding of the law, they negotiate aggressively with insurers. This includes challenging low settlement offers and advocating for a fair resolution that reflects the actual value of your claim.
Litigation Experience
If you can’t reach a fair settlement, your truck accident attorney may take your case to court. During the trial the truck accident attorney presents a compelling case before a judge and jury, aiming to secure maximum compensation for you.
Navigating Legal Complexities
Truck accident cases involve intricate federal and state regulations. An experienced truck accident attorney navigates these complexities, ensuring all legal avenues are explored to maximize your recovery.
By having a skilled advocate, you increase your chances of obtaining compensation beyond insurance limits, addressing your financial needs, and providing justice for the accident’s impact on your life. For more information or legal representation, contact Krolikowski Law. Our Los Angeles truck accident attorney can get you the compensation you deserve.